Brenner Car Credit Specialize in Second Chances

Are you having trouble getting a good car, truck or SUV because your credit is bad? Have you struggled with money? Do you have no credit at all? Brenner Car Credit is here to help in every way. We can help you get a quality vehicle so you can rebuild your finances, even if you've been turned down by other dealers.

Other car dealers don't want buyers with bad credit: We welcome you with open arms

We are here specifically to help people get financing for a good working vehicle no matter how bad your credit is. We're a "Buy Here Pay Here" dealership. That means you get your loan from us and we are totally committed to helping you get the loan you need to buy your next vehicle. We even help make sure you make your payments on time so you can rebuild your credit. We offer affordable used cars in good condition to make buying easier for you.

Traditional car dealers and banks look out for themselves: We look out for you

We have no problem with traditional car dealers and banks whose focus is simply making money. We see things a little differently. Of course we have to make a profit or we can't feed our families but we specialize in helping people who are having a tough time. Even if you've been through bankruptcy, we want to help you get the right vehicle, an affordable loan and help you pay it off to re-establish your credit.

That's why we remind you when a payment is due. If you're late, we follow up with a call to you personally to work things out and arrive at payment options that will work best for you. We report your payments to one of the established credit bureaus to help you develop good credit. Other car dealers and banks might make you feel judged. We'll make you feel supported.

It all sounds great but how does it really work?

Your past bad credit doesn't disqualify you because we don't make loans based on your credit score. We look at your current situation and help you get a car loan you can afford. To help us do that, here's what we need from you:

• A recent bank statement
• Your two most recent paystubs
• Your Social Security card
• A piece of mail verifying your address
• A copy of your home lease or mortgage contract
• Six personal references

We'll talk with you to determine how long you've worked at your present job, how long you've lived at your current home or apartment, what bills you have every month, your total income and your total debt. We'll pull your credit report but remember, getting a loan here isn't based on your credit score. We just need to verify and confirm your information.

Is all this too good to be true? Who are you guys, anyway?

Those are fair questions, especially when you've been turned down other places. Banner Car Credit has been helping people in central Pennsylvania get affordable cars for more than 20 years. We have five convenient locations in Carlisle, Chambersburg, Mifflintown, Selinsgrove and Williamsport, PA. We offer an outstanding selection of affordable cars and we do affordable financing in every location.

Loan payments start at $85/week and you can get a car in 24 hours

Just about everything we do is designed to help you get the car and the loan you need. You make weekly payments because they're smaller and that helps you develop a habit of paying on time. Weekly payments start at just $85 and the length of your car loan goes up to four years. Don't have much for a down payment? No problem. A minimum down payment is just $199, or it can be higher, depending on the kind of vehicle you want.

To make things even easier on you, we roll all the taxes, tag fees and Pennsylvania DOT fees into the loan so you can cover it all as part of your regular payments instead of a paying for a bunch of different upfront costs one at a time. It's all so much easier than jumping through hoops for a traditional car loan, right? We want to help you get back on your feet, help you find the right car, truck or SUV and even work with you to rebuild your credit.

We'll take your trade-in and give you more for it than you might expect

To help people whose credit scores are all messed up or non-existent, we can take your used car as a trade-in to help lower the cost of your next vehicle. We will approve you for a car loan because we approve everyone, no matter how many loans you've defaulted on, no matter how many credit cards you've maxed out. We don't make you deal with a big, impersonal bank: We make your car loan ourselves and don't sell it to some third party. 

Get an affordable car from folks who guarantee they'll make you a loan

At Brenner Car Credit, with locations all over central Pennsylvania, we sell affordable pre-owned vehicles in all the major body styles, including sedans, SUVs, trucks, hatchbacks and vans, and they come in a wide variety of price ranges. Browse our vehicles online, call to set a test drive and above all, come talk to us in person. Get your car loan approved, guaranteed, and start rebuilding your credit at Brenner Car Credit in central Pennsylvania.